FILE - In this June 15, 2018 photo, twenty dollar bills are counted in North Andover, Mass. The cash-stuffing method of budgeting has revived the popularity of an old concept known as the envelope system. You divide up your cash for the week into labeled envelopes and use only what you have set aside for each purpose. (AP Photo/Elise Amendola, File) JUNE 15, 2018 PHOTO

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