FILE - Pharmaceuticals are seen in North Andover, Mass., June 15, 2018. For millennials with chronic medical conditions — or those raising kids with chronic conditions — health care can be an enormous monthly expense. But there are ways to keep health care costs lower, including taking advantage of a flexible spending account or health savings account, comparing pharmacy prices on medications and using a care manager through your insurance. (AP Photo/Elise Amendola, File) FILE PHOTO

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