FILE - This Jan. 22, 2020, file photo shows the likeness of Benjamin Franklin on $100 bills in Dallas. Baby boomers are poised to pass on an enormous amount of wealth to their children and grandchildren over the next two decades. Financial experts recommend talking about potential inheritances early, while family members are still living, so you can prepare together. Being aware of your parents' financial situation can also make it easier to provide assistance if they need it. (AP Photo/LM Otero, File) JAN.

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