One of the trickiest things about renovating a home is figuring out how much it will cost. That's because there are so many different variables to consider.First, there's the cost of materials. You might budget a certain amount for new tiles or cabinets only to run into supply chain issues that force you to choose another option that's far more expensive.Then there's labor to think about. You might assume you'll be able to tackle certain tasks yourself only to get in over your head. And at that point, you might need to pay more to bring in a professional or otherwise risk damaging your home and injuring yourself.

https://www.fool.com/the-ascent/personal-loans/articles/31-of-homeowners-went-over-budget-on-renovations-this-year-this-borrowing-option-makes-that-less-problematic/

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