Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.Overdraft fees have the potential to add up quickly. It's helpful to know how much your banking institution charges for overdrawing from your account, and the maximum number of times per day it will fine you. You should also know whether the bank offers cheaper or free overdraft protection.

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