Credit card rental car insurance can cover the cost if your rental car is damaged or stolen. For this insurance to apply, you need to pay for the full cost of the rental car with your credit card and decline the insurance offered by the rental car company.Exact terms for car rental insurance depend on the credit card. You can find this information in the guide to benefits.What does rental car insurance cover?Rental car insurance covers damage or theft. While insurance coverage varies depending on the credit card and the card issuer, most credit cards with rental car insurance have similar policies.

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